Welcome to Young & Calculated – the platform where financial education, career growth, and personal development collide. I’m dedicated to providing expert insights, in-depth interviews, and actionable advice for ambitious individuals who are eager to level up. Whether you’re just starting to explore the world of finance, looking to build your career with smart strategies, or searching for ways to improve your mindset and overall personal development, you’re in the right place.

I know navigating the financial world can be overwhelming, and that’s exactly why I’m here: to break down complex financial concepts into something you can understand and use in your everyday life. I focus on the key areas that matter most: how you can manage your money, make smarter decisions, and set yourself up for long-term success. But financial literacy isn’t just about numbers. It’s about building the confidence to make those decisions, and that’s where the personal development aspect comes in. It’s about cultivating the mindset to thrive, whether that’s through developing better habits, improving your emotional intelligence, or growing in your career.

On Young & Calculated, you’ll find a blend of articles, interviews, and discussions that provide insights not just from the finance world but from leaders across various industries. I bring in professionals who have walked the path of success, sharing their experiences, lessons learned, and advice for those just starting or looking to level up in their careers. These interviews are a key part of what I do because I truly believe we can all learn from others’ journeys.

My goal is to equip you with the tools to make smarter, more calculated decisions, whether in your finances, career, or personal life. And, of course, I’m always aiming to keep things practical and grounded in real-world application. It’s not about theory or academic jargon, but it’s about giving you the real, actionable insights you can use today to improve your tomorrow. From financial planning to mindset coaching, every aspect of Young & Calculated is designed with one thing in mind: helping you take control of your future and build the life you want.

Join me as I unpack the world of finance, share stories of personal growth, and uncover strategies for success in today’s fast-paced world. Together, we’ll navigate the complexities of the financial landscape, build stronger careers, and work on the personal growth that will set you apart. Let’s make those smarter, calculated decisions that move us forward!

Hey there! I’m Johannes, an 18-year-old aspiring Financial Risk Management (FRM) candidate currently in my final year at Stellenbosch High School in South Africa. At school, I study Pure Maths, History, Biology, and Science, but my passion extends beyond the classroom. Outside of my curriculum, I immerse myself in self-study, diving deep into Finance, Advanced Mathematics, and Computer Science.

I’m not just about textbooks and theory though; I’m also actively freelancing as a mathematics tutor, where I get to share my passion for numbers with others, helping them develop their mathematical understanding. It’s something I truly enjoy, watching others succeed and grow in their own abilities. Beyond tutoring, I take every opportunity to share my journey and insights through platforms like LinkedIn, where I connect with like-minded individuals and industry professionals to exchange ideas and learn from each other.