Young&Calculated

Welcome to Young & Calculated – the platform where financial education, career growth, and personal development collide. I’m dedicated to providing expert insights, in-depth interviews, and actionable advice for ambitious individuals who are eager to level up. Whether you’re just starting to explore the world of finance, looking to build your career with smart strategies, or searching for ways to improve your mindset and overall personal development, you’re in the right place.

I know navigating the financial world can be overwhelming, and that’s exactly why I’m here: to break down complex financial concepts into something you can understand and use in your everyday life. I focus on the key areas that matter most: how you can manage your money, make smarter decisions, and set yourself up for long-term success. But financial literacy isn’t just about numbers. It’s about building the confidence to make those decisions, and that’s where the personal development aspect comes in. It’s about cultivating the mindset to thrive, whether that’s through developing better habits, improving your emotional intelligence, or growing in your career.

On Young & Calculated, you’ll find a blend of articles, interviews, and discussions that provide insights not just from the finance world but from leaders across various industries. I bring in professionals who have walked the path of success, sharing their experiences, lessons learned, and advice for those just starting or looking to level up in their careers. These interviews are a key part of what I do because I truly believe we can all learn from others’ journeys.

My goal is to equip you with the tools to make smarter, more calculated decisions, whether in your finances, career, or personal life. And, of course, I’m always aiming to keep things practical and grounded in real-world application. It’s not about theory or academic jargon, but it’s about giving you the real, actionable insights you can use today to improve your tomorrow. From financial planning to mindset coaching, every aspect of Young & Calculated is designed with one thing in mind: helping you take control of your future and build the life you want.

Join me as I unpack the world of finance, share stories of personal growth, and uncover strategies for success in today’s fast-paced world. Together, we’ll navigate the complexities of the financial landscape, build stronger careers, and work on the personal growth that will set you apart. Let’s make those smarter, calculated decisions that move us forward!

Young & Calculated is more than just a platform. It is a dynamic space where ambitious individuals can grow, learn, and thrive across a range of personal and professional development areas. From in-depth financial insights to actionable career strategies and personal growth tips, this platform is designed to serve your interests and needs. I constantly evolve to provide the best content for you. Here’s a breakdown of the series and content you can expect and what I have planned for the future.

1. Calculated Conversations

This is the heart of Young & Calculated, a series offering exclusive interviews with professionals from various fields. Whether they are financial experts, entrepreneurs, or academics, these conversations provide valuable insights into their journeys, successes, and challenges.

The purpose of this series is to inspire and educate through real stories. These interviews explore how individuals have made calculated decisions in their careers, overcome obstacles, and turned their dreams into reality. You will learn about their personal philosophies, strategies, and what they believe are the keys to success. Every conversation offers something practical that you can apply to your own life. I have already interviewed over 10 thought leaders, and each one leaves you with useful takeaways.

2. Young & Ambitious

In Young & Ambitious, I focus on professionals in the finance industry, especially those in the quant finance space. This series aims to provide insights into what it’s really like to work in finance, how to break into the field, and the skills and mindset needed to succeed.

You’ll hear from quants, analysts, and other financial experts as they share the tools, strategies, and inspiration you need to pursue a career in finance. Expect to learn about the latest technologies in quant finance, risk management strategies, and the personal tips required to thrive in one of the most competitive industries. Each interview gives you a closer look at the career paths of top professionals, offering advice on how to achieve similar success.

3. Markets, Money, and Machines

In this series, I dive deep into the technical side of finance, focusing on markets, investments, and the machines that power modern financial systems. I break down complex topics like algorithms, machine learning in finance, blockchain, and quantitative analysis in a way that is easy to understand.

Here, I look at how technology is reshaping the finance world. From understanding market trends to examining how data science is integrated into investing and risk management, this series gives you the knowledge to stay ahead of the curve. Whether you are a budding quant, an experienced investor, or simply curious about the changes in finance, this series offers valuable insights.

4. Local Business Spotlight

In Local Business Spotlight, I highlight successful local businesses and their stories. This series is dedicated to shining a light on entrepreneurs who have built their businesses from the ground up. I explore the challenges they face, the lessons they’ve learned, and the strategies that have helped them thrive in their industries.

By sharing their journeys, I aim to inspire others to take the leap into entrepreneurship. This series offers a behind-the-scenes look at the realities of running a business and provides actionable advice for anyone looking to start or grow their own venture.

What’s Next for Young & Calculated?

Looking ahead, I have many exciting plans for Young & Calculated. One of my goals is to expand the platform’s content further by introducing more interactive elements like video interviews and expert-led webinars. These will give you a chance to connect directly with industry leaders and ask questions in real-time.

I also plan to grow the Young & Ambitious series by including a broader range of professionals, exploring other areas of finance and technology that are shaping the industry today. Additionally, I will be delving more into the world of financial risk management and actuarial science, which aligns with my personal career journey and aspirations.

Lastly, I’m excited to engage with my audience in new ways, like hosting live discussions and hosting more guest articles from experts in various fields. This will allow me to continue providing valuable, real-world insights for anyone looking to make smarter, calculated decisions in their careers and financial lives.

Stay tuned for more content, and thanks for being part of this journey with Young & Calculated. Together, we’ll continue to grow, learn, and achieve greatness.

Hey there! I’m Johannes, an 18-year-old aspiring Actuary and Financial Risk Management (FRM) candidate currently in my final year at Stellenbosch High School in South Africa. At school, I study Pure Maths, History, Biology, and Science, but my passion extends beyond the classroom. Outside of my curriculum, I immerse myself in self-study, diving deep into Finance, Advanced Mathematics, and Computer Science.

I’m not just about textbooks and theory though; I’m also actively freelancing as a mathematics tutor, where I get to share my passion for numbers with others, helping them develop their mathematical understanding. It’s something I truly enjoy—watching others succeed and grow in their own abilities. Beyond tutoring, I take every opportunity to share my journey and insights through platforms like LinkedIn, where I connect with like-minded individuals and industry professionals to exchange ideas and learn from each other.

My Journey and Future Goals

Looking ahead, I plan to pursue a BCom in Mathematical Science or Actuarial Science, with the aim of further enhancing my credentials by obtaining the FRM qualification. I’ve always been fascinated by the intricate relationship between finance, risk management, and mathematics, and I’m determined to contribute to these fields. Ultimately, I aspire to become a lecturer in Financial Risk Management or Actuarial Science, as I’m passionate about teaching, public speaking, and making complex concepts accessible to others.

What drives me is the idea that knowledge can empower individuals to make smarter, more informed decisions—not just in finance, but in life in general. I’m always seeking ways to challenge myself and expand my knowledge, whether through formal education, self-study, or real-world experience.

Young & Calculated: The Platform

In the midst of all my studies and aspirations, I founded Young & Calculated—a platform dedicated to sharing financial insights, fostering meaningful conversations, and helping individuals unlock their full potential. This initiative is my way of connecting with both professionals in the industry and ambitious young people like myself who want to make smarter, more calculated decisions in life.

Young & Calculated is more than just a blog or a personal project; it’s an evolving space where we discuss everything from financial literacy to personal development, career strategies, and entrepreneurship. I aim to create content that is practical and easy to understand, cutting through the jargon often associated with finance. Whether it’s through interviews with industry leaders, in-depth articles, or insights from my own experiences, I’m dedicated to delivering the kind of content that not only informs but also inspires others to take action.

My Skills and What Drives Me

Along with my academic studies, I’ve developed a strong technical skill set that supports my career goals. I have hands-on experience in web development, particularly using C++ for algorithmic development. My understanding of financial analysis and advanced mathematics also helps me break down complex problems and look at them from multiple angles. I’m continuously sharpening these skills, and I love the intersection between technology and finance—how new tools and data-driven strategies can help shape the future of the industry.

Balancing all of this—academic rigor, entrepreneurship, and personal growth—keeps me constantly on my toes. But I thrive on it. The drive to contribute to the field of finance and mathematics, and to continuously grow as a person, fuels everything I do.

In short, I’m passionate about using my knowledge and experiences to help others succeed, whether it’s through education, financial insights, or sharing stories from industry professionals. Thanks for being a part of this journey, and I’m excited for the road ahead with Young & Calculated.

Let’s keep growing, learning, and making smarter, more calculated decisions together!

The mission of Young & Calculated is simple: to help ambitious individuals make smarter, more calculated decisions, whether it’s in finance, career growth, or personal development. I created this platform to share the insights and lessons I’ve learned on my own journey and to connect with others who are driven to succeed.

At Young & Calculated, I want to take complex topics and break them down in a way that anyone can understand and apply to their own lives. Financial literacy isn’t just about numbers, it’s about gaining the confidence to manage your money, set clear goals, and make decisions that will help you thrive. Whether you’re a student, a young professional, or anyone looking to level up in their life, this platform is for you.

The goal here is to provide real, actionable advice. Whether it’s through in-depth articles, interviews with industry experts, or personal reflections, I focus on what truly matters: helping you develop the knowledge and mindset to reach your full potential. From understanding the basics of finance to diving into more advanced concepts like financial risk management or quant finance, I want to make sure you’re getting information that you can use in your everyday life.

But financial education is just one piece of the puzzle. Personal development plays a huge role in achieving success. That’s why you’ll also find content here focused on mindset, emotional intelligence, and career strategies. My aim is to help you build not only your financial knowledge but also the mindset to succeed in all aspects of life. Whether it’s learning how to stay motivated, improve your decision-making, or sharpen your communication skills, I want to give you the tools you need to grow.

Ultimately, Young & Calculated is about more than just learning. It’s about action and growth. It’s about surrounding yourself with people who inspire you, sharing stories of success and failure, and making decisions that will set you up for long-term success. My mission is to provide you with the insights and resources to move forward confidently in your journey, and to encourage you to think strategically about your career, finances, and personal growth.

I believe that everyone has the potential to succeed, but that success doesn’t come by chance. It comes from being informed, making calculated decisions, and constantly striving to improve. That’s what Young & Calculated is all about.