Everyone talks about “digital transformation” like it’s some of complex formula. But here’s the truth:If you’re not solving real problems, you’re just stacking tools on top of chaos. In a time where every second startup is “disrupting” something, clarity and…
In a world where financial advice often feels like a maze of jargon, Mr. Bryan Nicol stands out for his clear, practical approach that puts people first. He is the MD of Freedom Financial Planning, a firm that believes in…
In a field known for complexity, Prof. Jörg Kienitz makes it practical, personal, and even a bit poetic. Prof. Kienitz is a name you’ll find in both the boardroom and the classroom. He’s a Director at m|rig GmbH, a Quant…
1. Introduction 1.1 Context of the Cold War The Cold War (12 March 1947 to 3 December 1989) between the USA (United States of America) and the USSR (Union of Soviet Socialist Republics) was more than just a battle between…
In today’s fast-paced financial world, strong leadership and clear communication are crucial. In this episode of Calculated Conversations, I spoke with Ms. Vanessa Bukasa CA(SA), Vice President at Absa Group and a Chartered Accountant with nearly a decade of experience…
Most SA investing advice is written for Americans. This isn’t. How else will you survive load shedding, forex scams, and SARS as an investor? This one is for you, the young South African navigating the world of investing without a…
Dr. Elton Mark Pullen CA(SA), PhD, is redefining what it means to be an educator in modern finance. A Top 35 under 35 CA(SA) finalist, Senior Lecturer at the University of the Western Cape, and founder of Eli Accounting Training Solutions, he merges rigorous…
We start losing money before we ever make it, and not because we’re careless, but because no one teaches us how to have a money mindset. How does that make sense? It’s not because we are reckless or unlucky. The…
In a world where risk is inevitable, Dr. Arno Botha has dedicated his career to predicting and managing it with precision. In this edition of Calculated Conversations, I sat down with Dr. Arno Botha, a distinguished Actuarial Data Scientist and…
In a rapidly changing financial landscape, certifications like the CFA, FRM, and CQF are often debated for their relevance. In this episode of Calculated Conversations, I spoke with Mr. Sudhanshu Kanwar, a finance leader with deep experience at Goldman Sachs…
