In this episode of Calculated Conversations, I had the privilege of speaking with Mr. Michael Papageorge Jnr, an esteemed financial advisor, portfolio manager, and PhD candidate in international tax law. With a wealth of experience in guiding high-net-worth individuals through complex investment strategies and international tax planning, Mr. Papageorge has built an impressive career spanning multiple sectors: Wealth management, tax efficiency, and investment strategy.

As the founder of Helfin Global Capital, Mr. Papageorge’s focus is on helping clients preserve and grow their wealth through tailored financial solutions. His deep understanding of international tax laws and complex financial structures has established him as a key figure in wealth management, with clients from all corners of the globe.

Here’s what he has to say:

1. From finance to international tax law to entrepreneurship: What shaped your path?

Mr. Papageorge: “My journey reflects a lifelong curiosity about how money moves globally. Starting with a finance degree from the University of Pretoria, I sought hands-on experience at Deloitte UK to understand international markets. Later, leading Helfin Financial Services deepened my focus on tax efficiency and wealth preservation. My MPhil in International Tax Policy and PhD research further sharpened my ability to navigate complex strategies for high-net-worth clients.”

2. You specialize in complex investment strategies. What’s a common mistake wealthy individuals make in managing their wealth?

Mr. Papageorge: “I’ve seen many assume diversification means owning multiple funds, but overlapping investments often increase risk without boosting returns. Another pitfall is working with fragmented advisors who don’t coordinate strategies, missing opportunities for tax optimization or asset protection. There is diversification and there is di-worse-ification.”

3. International tax policies are constantly evolving. What’s a major trend that will impact investors in the next five years?

Mr. Papageorge: “The OECD’s global minimum corporate tax (Pillar Two) will reshape cross-border investments. While it aims to curb profit shifting, it may reduce the appeal of offshore financial centres and increase compliance costs for multinationals. Investors will need agile strategies to adapt. At the end of the day, there is fierce competition for investor capital in infrastructure around the world. I assume that we will see a major shift in tax incentives and Public-Private Partnerships which will shape the investment world in the years to come.”

4. In financial planning, balancing risk and reward is key. What’s your approach to helping clients protect their wealth while growing it?

Mr. Papageorge: “I prioritise tailored diversification—across assets, geographies, and tax jurisdictions—to minimise volatility. Tax-efficient structures and proactive risk management are non-negotiable. For example, combining growth-focused investments with stable assets ensures resilience without sacrificing returns. Always prioritise liquidity first before introducing longer-term strategies.”

5. You’re completing a PhD while running businesses. How do you manage your time, and what keeps you motivated?

Mr. Papageorge: “Time management is about ruthless prioritisation: delegating where possible, setting strict deadlines, and carving out focused blocks for research. What drives me? Seeing clients achieve financial security and contributing to the field through my studies. There is a view that you study everything up to a Master’s for yourself and a PhD for everyone else.”

6. What is your best advice for young professionals aspiring to break into finance?

Mr. Papageorge: “Build a strong network early, invest in certifications (these will give you the confidence to trust your thoughts and ideas), and stay adaptable. Mentorship is always the key—seek guidance from seasoned professionals.”

7. Where can people follow your work?

Mr. Papageorge: “Connect with me on LinkedIn or explore my insights through Helfin Financial Services platforms. I’m always open to sharing perspectives on wealth management and tax strategy.”

Final Thoughts

In our conversation, Mr. Papageorge’s insights into the world of international tax law, wealth management, and financial strategy were enlightening. From the importance of diversification to the evolving landscape of international tax, his advice offers invaluable guidance for both seasoned professionals and newcomers to finance. His ability to balance complex tax and investment strategies with the needs of high-net-worth clients is a testament to his deep expertise in the field.

Mr. Papageorge’s journey, blending finance, law, and entrepreneurship, demonstrates that success lies in continuous learning, adaptability, and an unwavering focus on client needs. His mentorship and advice are not just about strategies. They are about the mindset necessary to thrive in a constantly changing financial world.

A huge thank you to Mr. Papageorge for sharing his knowledge and experience!

What do you think is the most important skill for the future of wealth management?